I started the real money blog because I’m on a mission to help online gamblers from the UK, USA, Canada, Australia countries choose best online casinos for Real Money. My name is Rhyker Hackarry. And here are 5 best RTG casinos out of 109 casino websites reviewed by me. Read below why I have no doubts about the “Hot 5” which out-competed the rest. During this show-how review, I with my team revealed 9 hacks meant to disclose Realtime Gaming casinos with the highest records. You’re welcome!
On this page you will find:
- How to Deposit to Online Casino
- How to Withdraw from Online Casino
Are you at a loss? We bet you are if you come to read my review of real money RTG casinos to choose one of top 5 money casinos. Who don’t see what we see?
Realtime Gaming casinos, once were considered as Microgaming and Playtech, IGT casinos rivals, but were much criticized, even banned in 2019. So, players don’t trust easily to the operators. It’s apparently the right decision. For those, who aren’t afraid of taking the dare to go for RTG casino huge bonuses and one of a kind games, we have prepared the review and 9 hacks for you.
Real Money RTG Casinos 2019 Covered
Who wants to hear all the gossips regarding the provider, our experts spill the tea on all the “embarrassing” situations and news throughout the article. Make sure you are ready for the study of all best RTG casinos you won’t find elsewhere. The casino affiliates don’t talk about it aloud or pay for such truth to reviewers either. As the content is actually about to SHOCK you! So, hang in there!
Realtime Gaming (RTG) Story
What is RTG software company? A SCAMMER or an INNOCENT VICTIM of few scabbed sheep (rough online casino operators) that marred the whole flock of RTG-branded casinos?
As we gear up for a play, let’s take a look at the software entity. It has been developing/maintaining casinos under Realtime Gaming since 1998, and appeared to be from Atlanta. 100+ RTG casino sites have the download-based pack of back office solutions from the RTG company now functioning from Costa Rica (since 2007-2008).
Now it seems right to recall the award communities for software providers recognition worldwide: Global Gaming, EGR B2B, Gaming, Malta Gaming Awards.
Those were shows that saw multiple software as winners from basically favorite Microgaming, Realistic, Netent, NuWork, Betsoft, Evolution Gaming to Red Tiger and Saucify on the gaming arena throughout 2010-2019. While it was discovered that Realtime Gaming has won only several prizes through the years, the sources saying that didn’t mention the particular award titles or dates. No info of the kind was found on the official source of software company either. Yep, that’s how the things go. While Net Entertainment casinos and newest Microgaming casinos continue gathering trophies.
How to Reveal Best RTG Casinos
Do you want to get all the answers on how to reveal the best one now? Not so fast guys, any real money gambler who has been around for a few years knows that casino reviewers are corrupt as hell! All one has to do is search the best RTG casinos in the Google and find 109 Real Time Gaming websites having many complaints.
And the’re still amongst the top-rated ones. Wonder how they were able to get the “accredited status” with the bad history? So do we. So that is the question to be answered before getting a real money gaming.
So my recent research with 109 RTG operators regarding players concern on their status showed that 104 of the RTG casinos had troubles. One more thing to investigate here. Why did many ignore the fact that multiple forum bloggers and real players have all confirmed the RTG casinos gaming licence is worth nothing and not legal?
So you need our real money hacks for choosing the best RTG casino for you more than ever! And here are 9 of our favorites below.
Hack 1. Check All RTG Casino Links
Not only we check casino licences but we also being honored to conduct a deeper analytic investigation. In fact, we are able to face the consequences and critics. Of course, the black book on RTG casinos should come as no surprise to the real money fans of MoneyCasinosHowTo blog. After all, we smashed countless amounts of casino operators who failed to come up to our standards of safe gaming over the course of their existence.
To find out a little bit more about the standards and guidelines, discover our complete checklist of the casinos links in details below.
Real money casino players are 100% safe when they play at licensed and regulated RTG gambling houses. Nothing of that is true. All licencees without exception are from Costa Rica, Panama or Curacao private regulators (Also, you’ll find RTG offers British Virgin Islands, Malta, Cyprus, Antigua, Kahnawake licences on a couple websites).
They in turn were discovered giving no guarantees their government will respond, or take action against rogue casino keepers. FYI, most scammers were revealed using RTG software.
You are still here and wanna play RTG games? Let’s come to grips with the licensors – what and how much the patent rights cost. Yes, I suggest to expose what makes them popular licensors of choice for RTG casinos.
- Costa Rica licensor – third parties which register online casino operators under the Costa Rican law. There are 40 Costa Rica lisenced gaming operators registered.
- Panama licensor – the Junta de Control de Juegos (Gaming Control Board) representatives who have been responsible for issuing iGaming licences and then monitoring the operators since 2002. They require low fees (This is $40,000. An annual fee of $20,000 is also charged.), nontaxable profits, little regulations.
- Curacao licensor – 4 private regulators who once obtained the master-licence from Curacao government. The RTG casinos owners are not directly linked to the Curacao government but through private regulators who sell the seals for $8,000 (which is obviously cheap) and they then abide by their rules.
- Gaming Curacao N.V. functions under 365/JAZ.
- Antillephone N.V. works under the licence number – 8048/JAZ.
- Curaçao Interactive Licensing N.V. operates under 5536/JAZ.
- Curaçao eGaming, where eGaming only a name, under 1668/JAZ.
I’d like to mention once more, the seal displayed on the websites costs the least in the industry for eGaming operators – $15,000 a month + no disputes regulation.
This is a case for the FBI. Realtime Gaming casino games continue to be the real money casino choice for multiple gamesters, but we’re here to air out the RTG operators dirty laundry. It’s not ALWAYS the TRUTH all that you see and read on the Internet, but knowing means not letting the guards down. Here is what we have found about RTG casinos owners up to 2019.
It has become clear to you that the Crystal Palace has been most known up to recently. Possessed by Warren Cloud from South Africa, it made a return of $26 in 2005. However, various sources later revealed the entire group under Cloud’s (name of the owner) casinos brand was subject to many complaints. Some players’ over-payment seemingly overblown the dramatic saga about the biggest and highly rated RTG casinos.
People got into little arguments about the Crystal Palace, HNC, HBM groups and BeSoftware N.V here and there, too. They took it to social media and create crazy stories about some sites being ‘rogue’. That need to be verified as well.
Another one is Deckmedia – it promotes online casinos like SlotoCash, Uptown Aces, Box 24, Miami Club, Red Stag and a few more brands with RTG (Est. 1998), Topgame (1993), WGS (2006), Rival (2006), Betsoft (1999), Pragmatic Play (2015) games on-board.
You may then allude to the idea that the players made up such bad stories in retaliation for losses they had at the casinos. Nonetheless, I want to add, “There is no smoke without fire.” But this drama doesn’t stop here! We offer then to check iTech Labs that chiefly issues different audit certificates to RTG casino keepers worldwide you’ll find on the bottom of every reputable website from the iGaming supplier.
The work of the Labs seems to make a sense since RTG allows casino operators to choose how high or how low the payout percentages will be at each individual casino.
To make it more hopeful, we found out that iTech Labs is checking on casinos online since 2004. It is also trying RTG casinos across Asia, Australia, Europe. Importantly, iTech Labs proving work goes under GDPR regulations.
If you haven’t found it on the site, don’t get upset too soon. Here are more links to look for next.
GLI – Gaming Laboratories International performs testing techniques and assessments for online gaming including RTG casinos, land based and lottery customers.
TST – Technical Systems Testing, an auditor of the RTG casino games fairness. An online casino RNG/PRNG can be independently audited by the party, too.
eCOGRA – an independent and internationally approved RNG, RTP testing agency, taking care of real money players protection. The seal appears to be at RTG multi software casinos only.
CDS – another Tech Systems checking the evaluation of Pseudo Random Number Generators. It has been verifying the Real Time Gaming’s PRNG distribution, any bias to particular outcomes of numbers through mathematical analysis.
Realtime Gaming games return to player 2019: these are my results on which casino will be extremely generous or which one will be totally rogue.
At RTG casinos topping up most of the lists on the Internet Return to Player indices are not even available, which is confusing. This scandalous info was revealed by our team and is now one of the essential things to check before casino validation for real money betting. RTG casinos deny any wrongdoing, so you should check RTP of each entertainment for yourself or trust us with our choice of the best RTG casinos.
The online casinos of our table have appropriate links on their websites going to the pdf file with a full list of game titles and their payouts. They range between 91%- 99% for all content combined, for the record. Plus, most of the slots are amazing, paid highly, while table and other varieties should be examined closely if you are a fan.
Hack 2. Weigh Up Bonus Pros and Cons
If you, or anyone you know, are planning on showing up at online casinos RTG is among the leading industry’s providers, and this RTG casinos no deposit bonus codes guide is the best for you to open your eyes to the truth! Funds safety first! Here it’s safe to say that $10-$60 no deposit bonuses are best for starters, after making headlines the last few years.
But looks like no deposit promos cannot have a cash-out of over $100. So, there are high chances, you’ll like deposit bonuses more. Our recommendation for you ahead, don’t refuse to take part in Loyalty Programs, claim ongoing Reload bonuses and cashbacks, but always weigh up each offer.
If you agree that a bird in the hand is worth two in the bush, you definitely should take a closer look at deposit-free bonus codes and promotions which new customers receive from some RTG online casinos. Oh no, oh no! You’ll reveal later that once you registered your account with real money on it, you’re to make your 1st deposit. But choosing free offers, you put away investing your pounds for later or making it never happen.
Claiming any of no deposit free spins or free money, you put to risk only your potential winnings not your money. Despite almost being impossible to cash out no deposit wins, it’s still new players favorite kind of casinos. The operators didn’t try to reach my pocket within registration at least.
Deposit Bonuses are a real value to players living the online gambler’s life. But you have to be reminded sometimes to put to question and compare match bonuses between RTG casinos operators. Oh, yeah, including myself. And I think everyone could use a little bit more of the research and study.
I’m not sure how much you’re going to enjoy the process, but I think I enjoy identifying operators that are cagey about the deposit, time, game, wagering, limit terms applied to 200%, 225%, 300%, 400% and even 800% (!!!) and more of the kind match deposit bonuses you might be ultimately excited to get. There is no wonder as you won’t find such generous promotions elsewhere.
Deposit Match Package
For the casinos, it seems like the sky is the limit regarding the deposit match packages. Up to $2,500, $8,888, new real money players are looking forward after having made 5 or 8 deposits made. The wagering requirements are not high, sometimes, only 25 times for each pack component (deposit bonus). You think the right way. With such bade reputation the casino sites are in a bid for every loyal client. So we could take the advantage of situation, couldn’t we?
Aside from the free bonus cash offered online, there are certainly many, many free spin casino offers that are so appreciated by new players. Thankfully, if you love gossiping about free spins bonuses as much as we do, free bonus diversity, amounts have been covered here! A free spin number on your 1st deposit is the first to take a look at. Majorly, hundreds of free spins don’t go all in one, for the start, it would be either (which is not so bad either):
- 50 free spins
- 40 free spins
- 30 free spins
- 25 free spins
- 20 free spins
- or 10 free spins
Hack 3. Play Specific RTG Games
All 300 online casino games developed by the software provider were gathered, reviewed and selected here. Are you awaiting to play video slots, cards or table games? Luckily, if you miss some titles of progressive, real series slot, video poker and specialty (aka roulette, poker, bingo, scratch, blackjack, keno, dice, live tables, etc.) games with the 95%-99% RTP or want the all time best and newest arrivals, we have the specific RTG games covered below!
Best RTG Video Slots
All you could really do is scream! The best RTG games are already well known, so let’s first take a look at the reasons why Ghost Ship, Count Spectacular, Bubble Bubble (II), Jackpot Cleopatra’s Gold, Achilles are so popular. They are paying!
Until Enchanted Garden 2, Secret Symbol, Halloween Treasure, Jackpot Pinatas, Shopping Spree (II), Cash Bandit (II), Spirit of the Inca, Aztec’s Millions, Voodoo Magic, Golden Lotus, Aladdin’s Wishes, Cleopatra’s Gold, Triple Twister, Hen House were eliminated from our 2019 game chart, we were pretty sure the choice is between progressive 5 reel and free spins slots. The entertainments consistently had the highest scores. And while the online slots had been (unjustly) in the bottom of the highest paying slot machine ratings due too RTP of less than 95%, it still felt like the beloved titles could or at least should be in at least in the top 15.
Best RTG Card & Table Games
During the paragraph, table fans should join us if they’re ready and excited for today entertainments with factual Return to Player figures we can expose. However, the numbers are taken on casino websites we put into our table. So we are pretty sure about the information you can find below:
- Caribbean Hold’em – 99.69%
- Texas Hold’em Bonus Poker™ – 99.30%
- Baccarat – 98.41%
- BlackJack – 98.39%
- Craps – 98.04%
- Tri-Card Poker – 97.53%
- Roulette – 97.13%
- Video Poker – 97.02%
- MultiHand Video Poker – 96.30%
- Caribbean Draw – 96.07%
- Vegas Three Card Rummy™ – 95.52%
- Slots – 95.47%
- Shooting Games – 95.23%
- Pai Gow Poker – 95.22%
- Let Em Ride – 95.06%
- Scratch Cards – 94.46%
- Real-Series Video Slots – 94.04%
- Roulette Multiplayer – 93.48%
- Slot Tournaments – 92.17%
- Caribbean Stud – 91.82%
Hack 4. Try Out Customer Support
Try out 4 pro tips at RTG casino customer care below to find out how compliant it is!
- Ask for customized bonus
- Reach the operator for reducing a bonus wagering requirement
- Write on their email to note the time taken for the response
- Make a trial phone call
Hack 5. Optimize Deposit (Withdrawal) Expenses
The tea has been spilled! In the RTG casinos review, we gathered around all payment options at the 2019 Realtime Gaming casinos. Of course, everything from the fee-free deposit methods to the fast withdrawal mechanisms — we’ll be looking closer at Bitcoin, Visa/Master Card, e-wallets like Neteller, Skrill (formerly Moneybookers), EcoCard, PayPal, ECO Payz – for viewers and players as they prevail.
Making the overlook even more major is the fact that credit/debit cards are popular among the RTG casinos. All in all, fees, time frames, limits, how-to guides of deposit and withdrawals have been reviewed to mind and be cautious about!
How to Deposit to Online Casino
The real money casinos provide tried payment solutions to make deposits for gaming purposes in a second. Usually, secure depositing involves few steps. How to make a deposit at an online casino instantly, check below.
Step #1. Create your online RTG casino account.
Go to the interested online casino. Then click on the button called “Sign in”, “Register”, “Sign Up” to make it started at RTG casinos. You will see the activated form with 16-20 blank fields regarding your identity:
- 1-2 address lines
- postal code
- mobile phone
Step #2. Check the minimum deposit amount sum.
Click on Terms and Conditions page where you will find the exact amount the operator requires for the first depositing of an account.
Step #3. Choose a deposit payment method.
Go to the casino “Banking” page with 2 tabbed pages – Deposit and Cashout (Withdraw). Choose the “Deposit” page. You’ll find there available to you methods to perform your transaction such as Skrill (Moneybookers), American Express, VISA/MasterCard that are usually offered at RTG online casinos.
Step #4. Enter the sum/currency to play with.
Enter the sum above the min amount and currency. Depending on your budget, it goes from $50 up to $1,000 at a time.
Step #5. Finish the transaction.
Take heed of the deposit fees, $0.01-$1 or other sum stated in the deposit form, per transaction taken by the banks. If you agree, confirm the operation.
How to Withdraw from Online Casino
To clear a casino balance, you have to do 3-4 steps at RTG casinos. We described them for newcomers below.
Step #1. Choose a withdrawal payment method.
Go to the casino “Banking” page with 2 tabbed pages – Deposit and Cashout (Withdraw). Choose the “Withdraw” page. You’ll find there available to you methods to perform your transaction.
|Bank Transfer||$200.00||$5,001.00||5 Days|
|Courier Cheque||$200.00||$2,500.00||4 Days|
|Wire Transfer||$300.00||$5,001.00||5 Days|
Step #2. Enter the sum/currency to cash out.
Enter the sum above the min sum, point out the currency.
Step #3. Finish the transaction.
Take heed of the withdrawal fees, $0.01-$1 or other sum stated in the cashout form, per transaction taken by the banks. If you agree, confirm the operation.
Step #4. Pass verification if needed.
You are to verify your account prior a withdrawal takes place. If you haven’t been asked for the listed below information at the beginning of your real money experience at RTG casinos, the operator may require the following documents this time:
- Copy of government issued ID (scan/photograph)
- Front and back copy of any credit/debit card used
- Address confirmation document – copy of utility bill, bank statement
RTG casinos accept bets/stakes/spins/wagers in 1-2 currencies only: US Dollars, Euros. Withdrawal currency would be determined by your choice when registering with the site. So choose USD or EUR with continued focus on cashouts.
If you are unsure as to whether any of these restrictions, limits will apply to you, you can clear it out by contacting a casino support. Or keep on reading further.
Hack 6. Make Oppo Research on RTG Casinos
Are RTG casinos back to try to win back players? That’s certainly what the newest casino reviewers is having players believe. But that doesn’t make it any less of a scream-worthy moment for you to get information from other sources like blogs, forums. There’s plenty of drama to be had among testimonials as well, and part of it looks like it has to do with casino advertising. We wouldn’t lie to you about this. Read about it below.
If you don’t know RTG operators. And neither do reviewers. Honestly, with three minutes to go to gambling forums, you’ll get there real players’ feedback, so it would be definitely useful, rather reading paid casino reviews. And you will get another side of a gambling house covered!
Some affiliates got a little bit of a reputation due to how positive they talk about the RTG and casinos all in all, eventually leading to them having gamblers’ discredit to them. But we’re happy to see that some honest sources continue to uphold the reputation of useful on their own.
Casino bloggers are your advocate who can resolve actual complaints. Blogs and UK casino reviews about real money online casinos are sites to gain, share knowledge. On the platforms you can receive all answers and connect with people who contribute unique insights and quality answers.
Hack 7. Test RTG Casinos on Mobile
When you decide to sign up with one of the online casinos, create an account, it’s anyone’s guess if there are mobile casinos as well as if they are played through an application or using a mobile browser. And which is the better option anyway?
Most gamesters agree that they can sacrifice personalized features and device capabilities – push notifications, tap-to-call/email, mobile device alerts, etc. – and play instantly on the RTG casino mobile website because of a larger mobile game content. Though, no offline access upsets a bit, doesn’t it?
Hack 8. Use T&C Checklist at RTG Casinos
You know when the operator is tricky or rough because merciful limits and restrictions keep popping up in the casino rules regarding different aspects. There are so many of the latter that we had to limit the list to the must-check details to reveal.
$10 wagered on scratch cards will reduce the wagering by $10, while $10 wagered on 21 games, blackjack, baccarat, War will reduce it by $1 at RTG casinos. We don’t want you to feel sorry for what game you did play. But here are some of the interesting things we learned about the games and contribution towards the wagering, for example, for every $10 bet at the following games:
- Slots, Video Slots, Keno, Scratches – 10.00
- Roulette – 04.00
- Casino Poker Games – 02.50
- Video Poker – 02.00
- Craps, Sic Bo – 01.00
- 21 Games, Blackjack – 01.00
- Baccarat, War – 01.00
- Live Dealer – 0.00
Let’s face it: This’s the time to start checking casino account dozens of limits you’ll meet on all real money casinos including the best sites. Fortunately, we’re here to help. We squeezed in some time to share the key points exclusively for our readers. Let’s just say all the active and new players better pay attention!
The bets at RTG casinos has been getting some attention for the max stake rule applied to bonus funds during a playthrough. Making a single bet of $11, you are about to your win to be voided. Therefore if you’re interested in taking bonuses, check the max limit sum on a bet. Here is the thing, at casinos from our table, betting at slots, video ones, tables of over $10 isn’t allowed for cash-outs.
Mostly, Live Dealer content, sometimes, Baccarat, Bingo, Craps, Roulette, Pai-Gow Poker, Poker, Sic Bo, War and ANY progressive tables or slots are not counted toward the playthrough.
RTG casino deposit bonuses aren’t limited in cashouts, but… a weekly withdrawal limit is, to $5,000-$10,000 averagely. How do players determine more or less weekly payouts? They climb the exclusive and rich VIP program ladder, the higher status, the better terms. All the details a client may apply to the customer support that he or she contacts 24/7 via Live Chat immediately.
Though casinos are international, the casino runners don’t accept players from such countries as New Zealand, United Kingdom (the British), Canada, Australia (Australian people). While gamesters from Atlanta (USA) are welcome to access the allowed there SlotoCash casino with about 200 games on-board.
If real money casinos in your country are illegal and prohibited, you’re under the risk of not being able to play or cash out the wins. All RTG casinos though may allow you to register, in terms leave themselves the right to void your participation in gaming at any stage.
We think the age rule is a really simplistic way to prevent underage gambling for real money. Everyone really agrees with the RTG casino player’s age. Also, there’s a huge difference in the legal age of a variety of jurisdictions. 18 years old customers are criminals at RTG’s best casinos, they accept only the clients who have reached 21 years. I think that’s one of the very critical differences between UK casinos (18+) and USA-friendly ones.
Hack 9. Know Best RTG Casinos in Your Country
Somehow, the UK (inclusive of Northern Ireland, Channel Islands, Jersey, Isle of Man, Guernsey and Gibraltar), France, Hungary, Italy, the Netherlands Antilles, Philippines, Portugal, Romania, players and Aussies have managed to register with the real money game websites.
Not that we haven’t viscerally felt that it has been done legally, but the situations in the countries regarding online casinos just seem like difficult and the laws – contradictory. Meant to be, right? Millions want to gamble for real cash at the residents even in countries where it is restricted by the law.
Anyway for beginning to play steadily for real money there, you have to start somewhere, like normal people – players from Canada and North America (USA) who are accepted at most RTG casinos.
But be careful what you wish for! We understand that you can’t be kicked aside if you don’t live in countries where the top 5 are legal. And we’ll make a preview of 60+ RTG casinos that exist up to date next, so you can apply our hacks for choosing a real money casino among them too. But check if they accept players from you country of living.
All RTG Casinos List 2019
All the review long, we’ve been bringing you the best pieces of advice, deals out there. We’ll continue to update our table as new RTG casinos roll in, so bookmark this page and keep checking back for the latest and greatest RTG casino sites reviewed and ranked. For now, you can also score these online casinos from the warm comfort of your couch. And be ready to get right to a real money play after taking this sneak peek at a bigger part of all RTG casinos examined and tested by us below…
- Grande Vegas casino
- Jackpot Cash casino
- Cherry Gold casino
- Slots Magic casino
- Vegas Strip casino
- Golden Euro casino
- Roaring 21 casino
- Lucky Club casino
- Wild Vegas casino
- Ruby Slots casino
- True Blue casino
- Palace of Chance casino
- Slots.com casino
- Club Player casino
- Wild Joker casino
- Silver Oak casino
- Sun Palace casino
- Lucky Niki casino
- Club World casino
- Cool Cat casino
- Slotastic casino
- Slots of Vegas casino
- Fair Go casino
- Cherry Jackpot casino
- Grand Fortune casino
- Springbok casino
- Slotshall casino
- Jackpot capital
- Manhattan Slots casino
- Diamond Reels casino
- Thunderbolt casino
- Xpokies casino
- Winfest casino
- Slots Empire casino
- Captain Jack casino
- Raging Bull casino
- Capital casino
- Bovegas casino
- Bingo Knights casino
- Bovada casino
- Old Havana casino
- Lucky Red casino
- Royal Ace casino
- High Noon casino
- True Blue casino
- Planet 7 casino
- Red Dog casino
- Playojo casino
- Inetbet casino
- Casino Extreme
- Dreams casino
- Casino Brango
- Kudos casino
- K9win casino
- Bodog casino
- Lotus casino
- Yebo casino
- Intertops casino
- Punt casino
- Uptown Aces casino
Real Money FAQ about RTG Casinos
Here are some FAQs answered to complete the review of the best casinos, using software RTG, we tested online for money play.
- What are average and the biggest wins at RTG progressive jackpot games?
- About 60 real money progressive jackpots have been tracked at the best RTG casinos already for 8 years by us in total. Averagely, you can win about $40,000 in 3-5 weeks. Jackpot Piñatas Progressive Jackpot video slot by RTG produces the biggest jackpots. $1.5m was the highest payout recorded by the experts.
- What is the fastest payout RTG casino to play for money online in 2019?
- Since Bitcoin is the #1 withdrawal method in Australia, USA. Up to 1.5 BTC fast withdrawal is possible at plenty of great Bitcoin RTG casinos. High Noon, Africano, Yebu, Vegas Crest, Casino Max can help.
- What are popular RTG slots in the United States?
- USA players’ favorites are Achilles with 2D graphics, Crazy Vegas, T-Rex, Aztec’s Millions, Vulcan, Triple Twister, Green Light, Caesar’s Empire and Pay Dirt!